From cell phones to computers quality is improving and costs are shrinking as companies fight to offer the public the best product at the best price. But this philosophy is sadly missing from our health-care insurance system.

Significant officials at publicly traded companies are casually and cavalierly engaged in insider trading. Because insider trading has as one of its elements communication it doesn't take rocket science to realize it's nice to have the communication on tape.

On the other hand the American public possesses a great resilience and strength and good risk communication strategies can tap into and even amplify those assets.

Republicans use think tanks to come up with a lot of their messages. The think tanks are the single worst most undisciplined example of communication I've ever seen.

Even before he came to power in 1997 Gordon Brown promised to change the accounts to parliament from simple litanies of cash in and cash out to a more commercial system that took notice of the public property the departments were using. This system is known as resource accounting.

Ever since the collapse of cap and trade legislation and the realization that President Obama is unlikely to ever utter the words 'climate change' in public again much less use the bully pulpit to prepare the nation for the catastrophic risks of inaction the movement has been in a funk.

Few expected very much of Franklin Roosevelt on Inauguration Day in 1933. Like Barack Obama seventy-six years later he was succeeding a failed Republican president and Americans had voted for change. What that change might be Roosevelt never clearly said probably because he himself didn't know.

Because primarily of the power of the Internet people of modest means can band together and amass vast sums of money that can change the world for some public good if they all agree.

Climate change was a point of division between Obama and Republican rival Mitt Romney. The president declared climate change a global threat acknowledged that the actions of humanity were deepening the crisis and pledged to do something about it if elected.

If we don't like what the Republicans do we need to get in there and change it.