On banks I make no apology for attacking spivs and gamblers who did more harm to the British economy than Bob Crow could achieve in his wildest Trotskyite fantasies while paying themselves outrageous bonuses underwritten by the taxpayer. There is much public anger about banks and it is well deserved.

When it comes to raising civilized kids there are no hard rules but there are two things on which most parents agree: Boys are generally wilder than girls and adolescents are wilder than kids of any other age. If you've got an adolescent boy you're in the sweet spot for trouble.