Take free money. No matter how in debt you are if your employer offers a matching contribution on a 401(k) or other retirement vehicle you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.

I've always been a writer because I've always been a student. My mom's a retired professor so I come from a very academic background. I love writing you know?

Gay marriage has jumped out of the closet on to the front page. Everyone from the president of the U.S. to retired four-star general Colin Powell is embracing the issue now supported by most Americans. Still a few people like former First Lady Laura Bush appear to be conflicted.

Our country also hungers for leadership to ensure the long-term survival of our Social Security system. With 70 million baby boomers in this country on the verge of retirement we need to take action to shore up the system.

I hope to be an actor and never retire.

I prefer to win titles with the team ahead of individual awards or scoring more goals than anyone else. I'm more worried about being a good person than being the best football player in the world. When all this is over what are you left with? When I retire I hope I am remembered for being a decent guy.

Why would I retire? Sit at home and watch TV? No thanks. I'd rather be out playing.

Before deciding to retire stay home for a week and watch the daytime TV shows.

I've declined every congressional benefit I could decline federal health insurance the retirement program the 403(b) program which I think is overly generous. I've got self-imposed term limits of six terms if I have the privilege to serve that long.

The highest-income Americans don't need tax-free health insurance mortgage interest deductions or deferred taxation on retirement funds.