Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union) you need to focus more on saving money than paying down the balance on your credit cards.
A system of capitalism presumes sound money not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings not credit creation by a central bank.
If saving money is wrong I don't want to be right!
When families save they can get through emergencies like a bad harvest or a medical emergency. But it's more than that. They can also plan for the future gradually saving up for a small business or for their children's school tuition.
We have a lot to gain through furthering stem cell research but medical breakthroughs should be fundamentally about saving not destroying human life. Therefore I support stem cell research that does not destroy the embryo.
Spending only what the country can afford rewarding savings encouraging independence supporting marriage: people know that these things are common sense.
I met a lot of young girls modelling and they were like 'Oh I'm running around town and people are taking my picture' while I was saving receipts and learning how to be self-employed.
Helping someone come to a saving knowledge of Christ is the greatest achievement possible.