Poorer students take out larger loans and will have to contribute more to the cost of higher education.

For-profit higher education is today a booming industry feeding on the student loans handed out to the desperate.

Americans are gathering the courage to just say no. We are saying no to addictive consumer lifestyles. We are saying no to wars and corporate takeover and the IMF loans that gobble up people and their resources.

I never had the high-paying job or the company car. It took me over a decade to pay off my student loans. I never had to worry about where to dock my yacht to reduce my taxes.