Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.

Ethics and equity and the principles of justice do not change with the calendar.

Our combination of great research universities a pro-risk business culture deep pools of innovation-seeking equity capital and reliable business and contract law is unprecedented and unparalleled in the world.

Sweat equity is the most valuable equity there is. Know your business and industry better than anyone else in the world. Love what you do or don't do it.

In any architecture there is an equity between the pragmatic function and the symbolic function.