From a technical point of view there seemed to me to be absolutely no reason why - with the existing technology - we couldn't do very high quality audio because whereas the boom in digital graphics is ongoing the boom in digital audio has already happened.

I had two passions growing up - one was music one was technology. I tried to play in a band for a while but I was never talented enough to make it. And I started companies. One day came along and I decided to combine the two - and there was Spotify.

Stevie didn't use the technology to drive the song. He used it to enhance. I use the tools to further my work I don't use my work to further the tools.

Technology is similarly just a catalyst at times for fundamental forces already present.

From coast to coast the FBI and Securities and Exchange Commission have ensnared people not only at hedge funds but at technology and pharmaceutical companies consulting and law firms government agencies and even a major stock exchange.

We are just fanatics about using the technology to make it all wonderful. We laughed at the fact that we were having such a great time working this way.

I try to be careful because technology changes so much over the years. But some things don't change. Kids and parents have disagreements kids try to manipulate parents try to sit down with rules and regs. That part never changes.

There is no point in launching technology before customers are ready to use it.

Our markets have not achieved their great successes as a result of government fiat but rather through efforts of competing interests working to meet the demands of investors and to fulfill the promises posed by advancing technology.

Today the forces of competition technology and globalization have converged to spur innovation and to transform the way business is done in the securities industry.