As you know Social Security functions under the premise that today's workers will help finance benefits for retirees and that these workers will then be supported by the next generation of workers paying into the same system.

We've taken the view that if the rest of the world would democratize and create market economies that would spread the benefits of prosperity around the world and that it would enhance our own prosperity and our own stability and security as well.

Not a few other very eminent and scholarly men made the same request urging that I should no longer through fear refuse to give out my work for the common benefit of students of Mathematics.

To put it simply - you know a lot of people believe that the benefit of this job is fame and fortune. I believe that you pay for the fortune through the fame. I don't buy into the notion that being famous is somehow a good thing or an exciting thing or a wonderful thing.

Getting a family into work supporting strong relationships getting parents off drugs and out of debt - all this can do more for a child's well-being than any amount of money in out-of-work benefits.

I do not believe the picture that some people paint of Scottish towns dependent on welfare. Every time I come here I meet people who are determined to get into work. Who with the right help are desperate to get off benefits support their family and set an example for their children.

It's long been accepted as fact that the availability of family planning services saves lives. Where women have access to these services children and families are healthier and society at large benefits.

Being rich is a good thing. Not just in the obvious sense of benefitting you and your family but in the broader sense. Profits are not a zero sum game. The more you make the more of a financial impact you can have.

Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result now 96% of our four million borrowers in Grameen Bank are women.

A retired teacher paid $62 000 towards her pension and nothing yes nothing for full family medical dental and vision coverage over her entire career. What will we pay her? $1.4 million in pension benefits and another $215 000 in health care benefit premiums over her lifetime.