Reform of the medical liability system should be considered as part of a comprehensive response to surging medical malpractice premiums that endanger Americans' access to quality medical care.

History has not dealt kindly with the aftermath of protracted periods of low risk premiums.

In my case I pay a standard premium to participate in the Federal Employees' Health Benefits Plan for my wife and myself out of each month's paycheck.

Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and liability insurers are either leaving the market or raising rates to excessive levels.

Spain is finding it very difficult to finance itself with sovereign debt risk premium so high.

My mom just didn't put a very high premium on me being like really famous or really wealthy or anything.

A retired teacher paid $62 000 towards her pension and nothing yes nothing for full family medical dental and vision coverage over her entire career. What will we pay her? $1.4 million in pension benefits and another $215 000 in health care benefit premiums over her lifetime.

In the richest country in the history of the world this Obama economy has crushed the middle class. Family income has fallen by $4 0 but health insurance premiums are higher food prices are higher utility bills are higher and gasoline prices have doubled. Today more Americans wake up in poverty than ever before.

Someone once told me the one thread that runs through them all is a premium on personal courage - not intellectual courage but just plain physical courage.

The reality of split government puts a premium on creativity within the administration. President Obama needs to put the right people in charge of the agencies and then have them push the bounds of administrative power to change policy through those agencies. President Obama has a pretty good track record of this.