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I'll get up in the morning while they've all got hangovers and run my 5 miles. But the women who do run are usually 10 years younger than me and they're really obsessed about running. That's all they do. They're really boring.

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I mean Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not - they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.