Today the forces of competition technology and globalization have converged to spur innovation and to transform the way business is done in the securities industry.

Happiness is a sunbeam which may pass through a thousand bosoms without losing a particle of its original ray nay when it strikes on a kindred heart like the converged light on a mirror it reflects itself with redoubled brightness. It is not perfected till it is shared.

The people on my mum's side of the family are atheist intellectuals who are ueber-proper. My dad's side of the family are missionaries who are more comfortable sitting around in sweatpants than they are in a five-star restaurant. But those two influences converged in my life.