Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.

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I think that the Information Age is great but there's a downside to it obviously as well and it's that false information can be perpetuated so quickly. And it's sad that so many people will believe it.