The most important decision I've made in business? The choices of people I have around me. When I first started I brought everybody with me my homies from the neighborhood criminals. I just said 'Come on everybody we made it.' Then I had to realize we didn't make it. I made it.

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The people who did the collateralized mortgage obligations sold them to pension funds then sold them short then bought credit default swap insurance on them are just amazing. They are a law unto themselves.