Individuality is founded in feeling and the recesses of feeling the darker blinder strata of character are the only places in the world in which we catch real fact in the making and directly perceive how events happen and how work is actually done.

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The FHA's success provides strong evidence that government can and should play a role in the nation's mortgage finance system. It also demonstrates that although government intervention in the economy during the Great Recession was messy things would have been a lot messier without it.