It seems to me that in every culture I come across a chapter headed 'Wisdom.' And then I know exactly what is going to follow: 'Vanity of vanities all is vanity.'
I mean Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not - they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.
