The most essential thing for us was to get the business model right then put the world-class technology under it to support it. At Merrill that meant not doing what people expected.

essential thing business model right world class technology under support merrill meant doing people expected

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The secret of success is learning how to use pain and pleasure instead of having pain and pleasure use you. If you do that you're in control of your life. If you don't life controls you.

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