Don't ever ever believe anyone who tells you that you can just get by by...
I'm not a money manager but I can tell you what the conventional wisdom is....
If you or me go to the gas station to fill up our car and it costs us much...
Too many people say to their brokers I can't deal with this. Take my money....
Those golden minutes before you are completely awake when your mind is just drifting you have no censorship you are ready to develop any kind of idea. That's when I come up with the best and worst ideas. That is the privilege of being a writer - that you can stay in bed for an hour in the morning and it's work time.