You loan your friend money. You see them again they don't say nothin' 'bout the money. 'Hi how ya doin'? How's ya mama doing?' Man how's my money doin'?

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The problem of how we finance the welfare state should not obscure a separate issue: if each person thinks he has an inalienable right to welfare no matter what happens to the world that's not equity it's just creating a society where you can't ask anything of people.