We used to go to the pictures every Saturday night but we had to leave a little bit early and get home and watch Match of the Day - and my wife still complains she missed the last five minutes of every film we saw.
I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.