The FHA's success provides strong evidence that government can and should play a role in the nation's mortgage finance system. It also demonstrates that although government intervention in the economy during the Great Recession was messy things would have been a lot messier without it.

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I think a responsibility comes with notoriety but I never think of it as power. It's more like something you hold like grains of sand. If you keep your hand closed you can have it and possess it but if you open your fingers in any way you can lose it just as quickly.