What the F.D.I.C. does is to put the full faith and credit of the United States government behind every savings account in the nation up to a limit that has changed over the years and stands now at $100 000.

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It is only when you watch the dense mass of thousands of ants crowded together around the Hill blackening the ground that you begin to see the whole beast and now you observe it thinking planning calculating. It is an intelligence a kind of live computer with crawling bits for its wits.