To devise an information processing system capable of getting along on its own - it must handle its own problems of programming bookkeeping communication and coordination with its users. It must appear to its users as a single integrated personality.

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I personally believe that there's going to be a good case for the government preserving some type of guarantee to make sure that people have the ability to borrow to finance a house even in a very damaging recession. I think there's going to be a good case for that.